Most homeowner’s insurance policies provide coverage for your home, its contents, and other structures such as a garage or shed.

Personal property is typically covered against fire, lightning, theft, windstorms and hail, smoke, damage by vehicle or aircraft, burst pipes, damage from falling objects, and damage caused by weight of snow and ice. In addition, coverage is provided for personal liability, medical expenses of others which result from injury on your premises, and damage to the property of others while on your premises.

Renter’s insurance coverage is also available. Coverage is provided for your contents as well as your personal liability.

Household inventory sheet

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