 
If you're insuring your rental property with a homeowner's policy, you may be spending more than you need to. Our Landlords Package Policy can help protect landlords with smaller properties-from single-family homes up to four family-rental units. It helps cover:
* Up to 12 months of lost rental income
* Damages to your property
* Damages you are legally obligated to pay
* Legal fees
Coverage Landlords Need
As a landlord, you need more protection than an average homeowners policy provides. In addition to property and liability coverage, our Landlords Package Policy provides coverage for special risks landlords face.
Liability Protection
Your rental property can put you at risk of a lawsuit. This coverage provides protection against non-auto liability injury claims or property damage occurring on your property. We will also help provide legal counsel to defend you in the event you are sued as the result of a covered loss.
Fair Rental Income
If you can't rent out your property because it's damaged, you're losing valuable rental income. With Fair Rental Income protection, if your property becomes uninhabitable because of a covered loss, you'll receive compensation for the rental income you would have received. This covers the time required to either repair or replace the rental unit - up to a maximum of 12 months.
* Landlords Package Policy
* Individualize your policy
Do your Tenants have Renters Coverage?
If your property is robbed, your landlord's policy likely won't pay to replace any of your tenants stuff. Make sure your tenants have coverage for personal property, family liability, guest medical and additional living expenses. Have them give us a call about Renter's Insurance. |
